Author: Brian Murphy, Contributor

Living your best life and feeling financially secure may seem like two separate goals. Many assume that living well means spending without restraint, while financial security is tied to strict budgeting and restraint. However, finding a balance between enjoying life and managing finances is achievable, realistic, and empowering. Financial security doesn’t mean endless restrictions; instead, it means making intentional choices that build stability without sacrificing joy.  Set a Solid Foundation with Intentional Spending When thinking about how to maximize your income, it’s helpful to look at the bigger picture. Expenses, savings, and personal spending need attention, but there are specific…