Author: Ninoslav Mladenovic, Contributor
You had a plan. You were going to tackle your debt head-on, make steady payments, and finally break free. But somehow, it’s not working. The balances aren’t shrinking fast enough, unexpected expenses keep popping up, and despite your best efforts, it feels like you’re just treading water. Sound familiar? Don’t worry—you’re not alone. Many people struggle with their debt repayment plans, not because they lack discipline or motivation, but because they unknowingly set themselves up for frustration. The good news? Small adjustments can make a huge difference. Let’s break down why your strategy might not be delivering results and, more…